Housing Programs & Assistance


The California Legislature has declared early attainment of a decent home and a satisfactory living environment for all Californians a high priority (Health and Safety Code, Section 5002). To help attain this goal, all local governments are required by the legislature to adopt and periodically update a housing element as part of their general plans. Housing elements set forth the city’s plan for providing housing.  Newark’s updated housing element was adopted in May 2015 and has been certified by the California Department of Housing and Community Development as meeting all state requirements.  The links below will bring you to Newark's current housing element:

Housing Element

Housing Element Map 


If you are looking for affordable housing, housing for senior citizens or people with disabilities, you can call 211 for free information about resources in Newark and throughout Alameda County. 


Newark does not currently have any city-run rental housing programs.  However, several other organizations do provide assistance to Newark residents, however. Click here for a list and contact information.

ECHO Housing provides fair housing services and tenant/landlord counseling and mediation to Newark residents. Renters who believe that they have been discriminated against in the housing market or who need assistance for a dispute with their landlord can contact ECHO at (510) 581-9380.


First-time homebuyers in Newark may be able to take advantage of the Mortgage Credit Certificate Program, which provides a federal income tax credit to qualifying households so that they will have more money to spend on housing.  Information on this program is available at    http://www.acgov.org/cda/hcd/mcc_program/index.htm or can be obtained by calling 510-670-6109.

The State of California offers several programs to help first-time homebuyers, including low-interest mortgages and down payment assistance.  Special mortgages are also available for eligible teachers, administrators and staff who teach in priority schools.  More information is available at http://www.calhfa.ca.gov and at 1-877-922-5432.


Low-income homeowners may be able to participate in the Emergency Minor Home Repair Program or Rehabilitation Loan Program for their owner-occupied residences. The Minor Home Repair Program is meant to correct immediate threats to the health and safety of homeowners, such as replacing water heaters or smoke detectors, or repairing minor plumbing or electrical problems. The Rehabilitation Program addresses larger repairs and improvements, such as repairing roofs or termite damage, or replacing a furnace or electrical system. Both programs are administered by Alameda County. For more information, call 510-670-5398.

For help avoiding foreclosure, the following Federal government websites may have useful information:

HUD’s Guide to Avoiding Foreclosure www.hud.gov/foreclosure/index.cfm

Making Home Affordable Program   http://www.makinghomeaffordable.gov/

Keep Your Home California Programs is a free service for homeowners who have suffered a financial hardship, to help them stay in their homes, maintain an affordable mortgage payment and avoid foreclosure. http://www.keepyourhomecalifornia.org/index.htm


The City of Newark has an Affordable Housing Impact Fee which requires developers to pay into in order to mitigate the impacts of residential development.  This ordinance is codified in Chapter 17.18 of the Municipal Code.  The fee is based on square footage of the project.  $20 per square foot of floor area is charged for the first 1,000 square feet; and $8 per square foot is charged above 1,000 square feet, exlcuding garages, carports or common areas.  Money deposited into the Affordable Housing Impact Fee account will be used to fund future projects that preserve and/or increase the supply of affordable housing in Newark.


The Alameda County Rental Rehabilitation Loan Program provides low interest loans to owners of multifamily buildings for rehabilitation and construction improvements if the buildings meet certain requirements. The main objectives of the program are to eliminate substandard housing conditions, create and maintain affordable housing and bring properties into conformance with the County’s Residential Rehabilitation Standards. Click here for more information about this program.

ECHO Housing provides fair housing services and tenant/landlord counseling and mediation for Newark. Landlords who need assistance with a dispute with a tenant can contact ECHO at (510) 581-9380.